Pradhan Mantri Gramin Awaas Yojana | PMAY-G Scheme Details

Pradhan Mantri Gramin Awaas Yojana (PMAY-G) was a flagship rural housing scheme launched by the Government of India to provide affordable housing to the rural poor in India. The scheme aimed to improve the living conditions of those living in rural areas who lacked proper housing facilities.

The scheme primarily targeted rural households that were homeless or living in dilapidated houses. Special emphasis was given to vulnerable and marginalized groups, such as Scheduled Castes, Scheduled Tribes, and minorities.

Under PMAY-G, eligible beneficiaries received financial assistance to construct or upgrade their houses. The amount of financial assistance varied depending on the region and the category of beneficiaries.

The scheme promoted the construction of houses that met certain design and quality standards to ensure durability and safety.

PMAY-G aimed to promote convergence with other government programs to provide beneficiaries with access to sanitation, electricity, and clean cooking facilities.

Scheme	Pradhan Mantri Gramin Awaas Yojana (PMAY-G)
Official Website	https://pmayg.nic.in/
History	Launched in 2015, previously known as IAY
Objective	Providing housing to rural poor in India

Benefits and Features of PMAY (Pradhan Mantri Awas Yojana):

Subsidized Interest Rates: Beneficiaries of PMAY receive housing loans with a subsidized interest rate of 6.50% per annum. This subsidy is applicable for a maximum loan duration of 20 years, making homeownership more affordable.

Priority for Senior Citizens: Senior citizens are given preference for ground floor allocations, ensuring their convenience and accessibility in their homes.

Sustainable Construction: The housing units constructed under PMAY are built using sustainable and eco-friendly materials, promoting environmentally responsible construction practices.

Coverage Across India: PMAY covers 4,041 statutory towns, with priority given to 500 Tier-1 cities. This extensive coverage aims to provide housing solutions to a wide range of urban and rural areas.

Public-Private Partnership (PPP): PMAY is implemented through a combination of central and state government funding, as well as private-sector participation. This collaborative approach ensures efficient project execution and resource utilization.

Various Subsidies: Under PMAY, several types of subsidies are provided, including subsidies on home loans, financial assistance for house construction, in-situ rehabilitation of slum dwellers, and credit-linked subsidies (CLSS) to reduce the cost of home ownership.

• PMGAY Guidelines
• PMGAY Registration

Types of PMAY

1. PMAY-Grahmin (PMAY-G): Formerly known as the Indira Awas Yojana, PMAY-G focuses on providing affordable housing units in rural regions. This scheme excludes Chandigarh and Delhi. The central government typically covers 60% of development costs, while the state government covers 40%. In hilly and northeastern regions, the central government covers 90% of costs, and the state government covers the remaining 10%.
2. PMAY Urban: This scheme targets affordable housing in urban areas, encompassing approximately 4,331 towns and cities. PMAY-U is executed in three phases, with the third phase aimed at completion by December 2024.

Implementation of PMAY

• PMAY-Urban: Implemented in urban areas, focusing on the economically weaker section (EWS) and lower-income group (LIG) as the primary beneficiaries.
• PMAY-Gramin: Implemented in rural areas, targeting individuals living in kutcha houses.
• PMAY Credit Linked Subsidy Scheme (PMAY-CLSS): This scheme operates in both urban and rural areas, with the middle-income group (MIG) as the primary target audience.

Primary Beneficiaries of PMAY

• EWS (Economically Weaker Section)
• LIG (Lower Income Group)
• MIG – I (Middle Income Group – I)
• MIG – II (Middle Income Group – II)

Applicants from SC, ST, and OBC categories, as well as women from EWS and LIG income groups, are also eligible to apply for PMAY, expanding the reach of this housing initiative to a wider demographic.

Pradhan Mantri Awas Yojana Eligibility 2023

Pradhan Mantri Gramin Awaas Yojana (PMGAY) eligibility criteria may vary slightly depending on the specific state or union territory within India due to the localized implementation of the scheme.

Particulars	EWS	LIG	MIG-I	MIG-II
Annual Income	Rs 3 lakh	Rs 3 lakh – Rs 6 lakh	Rs 6 lakh – Rs 12 lakh	Rs 12 lakh – Rs 18 lakh
Maximum Housing Loan Amount For Interest Subsidy	Up to Rs 6 lakh	Up to Rs 6 lakh	Up to Rs 9 lakh	Up to Rs 12 lakh
Maximum Loan Period	20 years	20 years	20 years	20 years
Net Usable House Area	Up to 30 sqm	Up to 60 sqm	Up to 160 sqm	Up to 200 sqm
Woman Ownership/Co-ownership	Compulsory for a new possession	Compulsory for a new possession	Not Mandatory	Not Mandatory
Lump Payment Amount for Each Approved Housing Loan Application	Rs 3,000	Rs 3,000	Rs 2,000	Rs 2,000
Approvals for the Building Design and Availability of Basic Civic Amenities Like Water, Electricity, Sewerage, Sanitation, Road, etc	Mandatory	Mandatory	Mandatory	Mandatory
Maximum Interest Subsidy Amount	Rs 2.67 lakh	Rs 2.67 lakh	Rs 2.67 lakh	Rs 2.67 lakh
Aadhaar Card Requirement	Must	Must	Must	Must

These eligibility criteria outline the income limits, housing loan amounts, loan periods, house area limits, and other important factors that determine eligibility for various income groups under the PMAY scheme in 2023. These criteria are subject to change, and it’s essential to verify the latest information from the relevant authorities when applying for the scheme.

PMGAY Beneficiary List

In 2015, the Pradhan Mantri Awas Yojana was launched by the government with the aim of providing housing to those residing in poverty-stricken areas, both in urban and rural regions. Due to the ongoing construction of houses, the scheme has been extended until 2024.

For the year 2023, the government has set a target of delivering at least 80 lakh housing units under this scheme. This initiative is closely linked to the “Housing for All” program, where individuals can access housing through loans.

The target for constructing pucca houses has been increased to nearly 3 crores. Many citizens have already registered under the scheme and are now eager to find their names in the PMAY Beneficiary List 2023.

If you are one of the beneficiaries of this scheme, you can check your Pradhan Mantri Awas Yojana Status for 2023 on the website pmayg.nic.in. Upon completing the application process, beneficiaries were provided with a registration or reference number.

Even if you have misplaced your reference number, you can still check your status on the website. While a reference number is typically required to check the PMAY Status for 2023, you can also find your name in the beneficiary list by providing other relevant details in lieu of the reference number.

We recommend reading this entire article for comprehensive information on checking the PMAY Status for 2023 and accessing the state-wise PMAY Beneficiary List for 2023.

pmayg.nic.in List 2023 Links

PMAY Urban List 2023	Check Here
PMAY Gramin List 2023	Check Here

Check Pradhan Mantri Awas Yojana List 2023

To access the PMAY Beneficiary List for 2023 on the website pmayg.nic.in, follow these steps:

1. Open the pmayg.nic.in website on your device.
2. On the screen, locate and click on the “Stakeholder” option.
3. Select the “PMAYG Beneficiary List 2023” from the options provided.
4. Click on the “Advanced Search” option.
5. Fill in the required details such as your Name, BPL number, sanction order, Father’s Name, and any other information requested.
6. After entering the necessary details, click on the “Search” option.
7. Your name will then be displayed in the PMAY Beneficiary List for the year 2023.

PMAY List 2023 – Gramin

State	MORD Target	Target of States	Sanctions
Arunachal Pradesh	38,384	37,490	36,259
Assam	2,084,070	1,964,090	1,833,017
Bihar	3,864,565	3,733,459	3,703,588
Chhattisgarh	1,176,150	1,176,150	1,174,698
Goa	1,707	427	255
Gujarat	633,772	624,977	577,409
Haryana	30,789	30,005	29,297
Himachal Pradesh	15,483	15,482	15,452
Jammu and Kashmir	201,230	199,344	199,694
Jharkhand	1,603,268	1,603,260	1,592,536
Kerala	42,212	42,212	35,211
Madhya Pradesh	3,776,584	3,776,470	3,758,287
Maharashtra	1,471,359	1,471,161	1,416,041
Manipur	46,166	46,166	42,916
Meghalaya	80,848	79,578	69,873
Mizoram	20,518	20,512	20,512
Nagaland	24,775	24,775	22,906
Odisha	2,695,837	2,695,837	2,651,172
Punjab	41,117	41,117	40,209
Rajasthan	1,733,959	1,968,219	1,720,975
Sikkim	1,409	1,409	1,409
Tamil Nadu	817,439	816,645	778,804
Tripura	282,238	279,764	254,812
Uttar Pradesh	3,478,718	3,489,266	3,472,202
Uttarakhand	47,654	47,721	46,769
West Bengal	4,618,847	4,783,686	4,568,852
Andaman and Nicobar	1,631	1,622	1,347
Dadra and Nagar Haveli	6,763	6,330	6,209
Daman and Diu	68	68	58
Lakshadweep	53	54	53
Puducherry	0	0	0
Andhra Pradesh	256,270	257,458	245,583
Karnataka	307,746	372,740	182,370
Telangana	0	0	0
Ladakh	1,992	679	1,906

PMAY List 2023 – Urban

State	Sanctioned	Grounded	Completed
Andhra Pradesh	2,071,776	1,904,774	582,306
Bihar	326,546	307,769	96,089
Chhattisgarh	301,781	253,987	148,254
Goa	3,097	2,867	2,865
Gujarat	1,054,970	874,260	737,624
Haryana	165,427	87,882	53,197
Himachal Pradesh	13,053	12,625	7,836
Jharkhand	234,114	209,450	112,413
Karnataka	700,578	590,958	273,695
Kerala	157,430	128,728	102,382
Madhya Pradesh	958,100	857,120	519,293
Maharashtra	1,634,553	868,828	638,816
Odisha	212,950	161,625	108,445
Punjab	111,896	100,420	55,018
Rajasthan	266,695	170,167	137,514
Tamil Nadu	691,236	629,845	462,710
Telangana	247,079	235,413	210,079
Uttar Pradesh	1,714,013	1,529,038	1,139,419
Uttarakhand	66,473	39,774	24,986
West Bengal	693,436	488,633	283,203
Arunachal Pradesh	8,999	8,200	3,321
Assam	161,309	155,350	52,942
Manipur	56,029	45,084	6,332

Disclaimer

Myworldstuffs Publish Articles for informational purposes only. For the most up-to-date and accurate information, we recommend visiting the official websites of relevant sources. The display of trademarks, trade names, logos, and other intellectual property is solely for informational purposes and does not imply any partnership between myworldstuffs and the owners of such intellectual property or the issuers/manufacturers of the mentioned products. All intellectual property rights belong to their respective owners.