Life insurance is a contract by which the insurer undertakes to pay an annuity or a capital to a person , the subscriber, in return for a premium.


The choice of life insurance cannot be made solely on the basis of its rate of return because the markets fluctuate. Other parameters should guide your choice.


In a life insurance contract, two kinds of contracts must be distinguished - an insurance contract in the event of death and an insurance contract in the event of life.

Periodic payments - The subscriber is required to commit to a payment based on a schedule, either monthly, quarterly or annually.

Free payments - It is done freely, The subscriber chooses the amount and date of payment. However, there may be exceptions, some contracts impose a fixed minimum amount.

The single payment - This type of payment is made all at once and at the time of subscription.  For more details about life insurance, you can click below.

Permanent life insurance provides protection for life. It is more expensive than term life insurance, but the amount of your premiums * remains the same.

After a certain age, permanent life insurance  could therefore be cheaper than new term life insurance.