The Karnataka Bank SBI Card Prime is a premium credit card designed for those with a taste for luxury. Tailored to upscale lifestyles, it offers exclusive rewards, perks, and personalized spending solutions, aligning with individual preferences.
With a modest annual fee of ₹2,999 (plus taxes) and a 3.35% monthly finance charge, cardholders can enjoy a fee waiver from the second year by spending over ₹3,00,000 in the previous year.
The card provides regular and accelerated reward points, bonus spend rewards, and flexible redemption options. Additionally, it offers features like Flexi Pay, balance transfer on EMI, golf course access, lounge privileges, and more.
The Simply SMS service allows real-time account updates via mobile, providing balance, credit limit, and payment status, among other details.
| Fees | Charges |
|---|---|
| Annual Fee (One-time) | Rs. 2,999 + Taxes |
| Renewal Fee (Per annum) | Rs. 2,999 + Taxes |
| Add-on Fee (Per annum) | NIL |
Karnataka Bank SBI Card PRIME eligibility
To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.
- Age typically between 21 and 60 years.
- Minimum income requirement (varies by card variant).
- Good credit history and credit score.
- Indian resident or Non-Resident Indian (NRI) status.
- Employment status (salaried or self-employed).
- Valid address proof.
- Existing relationship with SBI (sometimes considered).
Documents Required
- Shop Registration Certificate required
- Submit an attested copy of the shop registration
- Ensure it’s confirmed against the original
- Include sales tax number/TIN and establishment details
- Sales tax number, proper establishment name, and address must be clearly mentioned
- Identity Proof:
- Aadhar Card
- Passport
- Voter ID
- PAN Card
- Driver’s License
- Address Proof:
- Aadhar Card
- Passport
- Voter ID
- Utility Bill (electricity, water, gas, etc.) not more than 2-3 months old
- Bank Statement or Passbook with the latest entries
- Income Proof:
- Salary Slips (for salaried individuals)
- Income Tax Returns (ITR) or Form 16 (for salaried individuals)
- Bank Statements (for self-employed individuals)
- Recent passport-size color photographs may be required for card processing.
- You’ll need to fill out the SBI credit card application form with accurate information.
- In some cases, SBI may request additional documents, such as a business registration certificate or proof of income for self-employed individuals.
How to apply Karnataka Bank SBI Card PRIME?
Read the terms and conditions before applying for Karnataka Bank SBI Card PRIME. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.
Online Application for SBI Credit Card:
- Visit the SBI Card Website (www.sbicard.com).
- Browse through available credit card options.
- Select “Apply Now” next to your chosen credit card.
- Fill in the online application form with personal, contact, employment, and financial details.
- Upload required documents like identity proof, address proof, income documents, and photographs.
- Review your information and submit the application.
- Track your application status online.
Offline Application for SBI Credit Card:
- Visit a nearby SBI branch.
- Request an SBI credit card application form from bank staff.
- Fill in the form with personal and financial information.
- Attach copies of identity proof, address proof, income documents, and photographs.
- Submit the completed application form to the bank.
- Inquire about your application’s status through the branch or customer service.
Hey, I’m Ratiranjan Singha, the Creator of Myworldstuffs.com. I Offer in-Depth Articles and Guides that Help you to Understand Various Financial Concepts.
