The Aditya Birla SBI Card SELECT is a premium credit card offering a range of exclusive benefits and privileges to cardholders.
This co-branded credit card is a collaboration between SBI Card and Aditya Birla Capital Limited, catering to individuals seeking luxury and lifestyle benefits.
The card provides access to a host of features, including accelerated reward points, milestone benefits, and discounts on various lifestyle categories like dining, shopping, travel, and more.
With this card, users can enjoy complimentary airport lounge access, making travel more comfortable and convenient.
It offers fuel surcharge waivers, making it cost-effective for cardholders when refueling at petrol stations.
The Aditya Birla SBI Card SELECT is designed to enhance the overall lifestyle experience of its users, combining financial flexibility with attractive perks and privileges.
Aditya Birla SBI Card SELECT Benefits
The Aditya Birla SBI Card SELECT offers a versatile and secure payment experience. Its contactless technology ensures swift and secure transactions, making it ideal for everyday purchases.
Widely accepted globally at over 29 million outlets, including 3,25,000 in India, it provides convenience wherever you go. In case of emergencies, the card offers access to the SBI Card Helpline and 24-Hour Visa Global Customer Assistance Services.
It extends financial flexibility, enables family sharing through add-on cards, and offers cash access from a vast network of Visa ATMs.
Additional features include bill payment options, balance transfers, installment plans, and mobile shopping convenience.
| Fees | Charges |
|---|---|
| Joining fee, one time | Rs. 1,499 + applicable taxes |
| Renewal fee, per annum | Rs. 1,499 + applicable taxes, from the second year onwards |
| Add-on fee, per annum | Nil |
| Cash Advance Fee | 2.5% of the amount withdrawn or Rs. 500 (Domestic ATMs) 2.5% of the amount withdrawn or Rs. 500 (International ATMs) |
| Finance Charges | 3.50% per month or 42% per annum |
| Payment dishonor fee | 2% of the payment amount; minimum of Rs. 450 |
| Statement request | Rs. 100 per statement (more than 2 months old) |
| Cash payment fee | Rs. 250 |
| Late payment | Cheque payment fee |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs. 600 |
| Rewards redemption fee | Rs. 99 |
| Foreign currency transaction | 3.50% |
Aditya Birla SBI Card SELECT eligibility
To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.
- Age typically between 21 and 60 years.
- Minimum income requirement (varies by card variant).
- Good credit history and credit score.
- Indian resident or Non-Resident Indian (NRI) status.
- Employment status (salaried or self-employed).
- Valid address proof.
- Existing relationship with SBI (sometimes considered).
Documents Required
- Identity Proof:
- Aadhar Card
- Passport
- Voter ID
- PAN Card
- Driver’s License
- Address Proof:
- Aadhar Card
- Passport
- Voter ID
- Utility Bill (electricity, water, gas, etc.) not more than 2-3 months old
- Bank Statement or Passbook with the latest entries
- Income Proof:
- Salary Slips (for salaried individuals)
- Income Tax Returns (ITR) or Form 16 (for salaried individuals)
- Bank Statements (for self-employed individuals)
- Recent passport-size color photographs may be required for card processing.
- You’ll need to fill out the SBI credit card application form with accurate information.
- In some cases, SBI may request additional documents, such as a business registration certificate or proof of income for self-employed individuals.
How to apply Aditya Birla SBI Card SELECT?
Read the terms and conditions before applying for Aditya Birla SBI Card SELECT. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.
Online Application for SBI Credit Card:
- Visit the SBI Card Website (www.sbicard.com).
- Browse through available credit card options.
- Select “Apply Now” next to your chosen credit card.
- Fill in the online application form with personal, contact, employment, and financial details.
- Upload required documents like identity proof, address proof, income documents, and photographs.
- Review your information and submit the application.
- Track your application status online.
Offline Application for SBI Credit Card:
- Visit a nearby SBI branch.
- Request an SBI credit card application form from bank staff.
- Fill in the form with personal and financial information.
- Attach copies of identity proof, address proof, income documents, and photographs.
- Submit the completed application form to the bank.
- Inquire about your application’s status through the branch or customer service.
What are the joining and renewal fees for the Aditya Birla SBI Card SELECT?
The one-time joining fee for the card is Rs. 1,499 plus applicable taxes. The annual renewal fee, applicable from the second year onwards, is also Rs. 1,499 plus taxes.
Is there an add-on fee for supplementary cards?
No, there is no add-on fee for supplementary cards. You can empower your family members by applying for add-on cards for your spouse, parents, siblings, and children over 18 years of age.
What are the cash advance charges for this card?
The cash advance fee for withdrawals from domestic ATMs or international ATMs is 2.5% of the amount withdrawn or Rs. 500, whichever is higher.
What are the finance charges for outstanding balances?
The finance charges are 3.50% per month, which amounts to an annual percentage rate of 42%.
Is there a fee for late payments?
Yes, a late payment fee is applicable if you fail to make the minimum payment by the due date. The fee is 2% of the payment amount, with a minimum charge of Rs. 450.
Is there a fee for redeeming rewards earned on the Aditya Birla SBI Card SELECT?
Yes, there is a rewards redemption fee of Rs. 99.
What is the foreign currency transaction fee for international transactions?
The foreign currency transaction fee is 3.50% of the transaction amount for international purchases made in foreign currencies.
Hey, I’m Ratiranjan Singha, the Creator of Myworldstuffs.com. I Offer in-Depth Articles and Guides that Help you to Understand Various Financial Concepts.
