The Paytm SBI Card is a co-branded credit card offered in partnership between Paytm, one of India’s leading digital payment platforms, and the State Bank of India (SBI), which is one of the largest and most prominent banks in India.
This credit card is designed to provide various benefits and rewards to cardholders, particularly those who use the Paytm platform for their financial transactions.
The specific features and benefits of the Paytm SBI Card can vary depending on the specific card variant you choose, but they often include cashback rewards, discounts, and offers on Paytm transactions, as well as benefits for using the card for purchases and payments at other locations.
Some common benefits associated with such cards include cashback on recharges, bill payments, movie tickets, travel bookings, and more made through the Paytm app.
Paytm SBI Card Benefits
The Paytm SBI Card offers rewarding cashback benefits, with 3% cashback on Paytm Mall, Movies, and Travel purchases, 2% cashback on other Paytm app transactions, and 1% cashback on all other spending.
Cashback is converted into Paytm Gift Voucher balances, automatically added to your Paytm Wallet.
Enjoy additional perks like a fuel surcharge waiver, complimentary cyber fraud insurance, and milestone benefits.
It’s an internationally accepted card with options for add-on cards, utility bill payments, and flexible payment solutions, making it a valuable addition to your financial toolkit.
| Fees | Charges |
|---|---|
| Joining Fee | Rs. 499 |
| Renewal Fee (per annum) | Rs. 499 |
| Add-on Fee (per annum) | Nil |
Paytm SBI Card eligibility
To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.
- Age typically between 21 and 60 years.
- Minimum income requirement (varies by card variant).
- Good credit history and credit score.
- Indian resident or Non-Resident Indian (NRI) status.
- Employment status (salaried or self-employed).
- Valid address proof.
- Existing relationship with SBI (sometimes considered).
Documents Required
- Identity Proof:
- Aadhar Card
- Passport
- Voter ID
- PAN Card
- Driver’s License
- Address Proof:
- Aadhar Card
- Passport
- Voter ID
- Utility Bill (electricity, water, gas, etc.) not more than 2-3 months old
- Bank Statement or Passbook with the latest entries
- Income Proof:
- Salary Slips (for salaried individuals)
- Income Tax Returns (ITR) or Form 16 (for salaried individuals)
- Bank Statements (for self-employed individuals)
- Recent passport-size color photographs may be required for card processing.
- You’ll need to fill out the SBI credit card application form with accurate information.
- In some cases, SBI may request additional documents, such as a business registration certificate or proof of income for self-employed individuals.
How to apply Paytm SBI Card?
Read the terms and conditions before applying for Paytm SBI Card. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.
Online Application for SBI Credit Card:
- Visit the SBI Card Website (www.sbicard.com).
- Browse through available credit card options.
- Select “Apply Now” next to your chosen credit card.
- Fill in the online application form with personal, contact, employment, and financial details.
- Upload required documents like identity proof, address proof, income documents, and photographs.
- Review your information and submit the application.
- Track your application status online.
Offline Application for SBI Credit Card:
- Visit a nearby SBI branch.
- Request an SBI credit card application form from bank staff.
- Fill in the form with personal and financial information.
- Attach copies of identity proof, address proof, income documents, and photographs.
- Submit the completed application form to the bank.
- Inquire about your application’s status through the branch or customer service.
Hey, I’m Ratiranjan Singha, the Creator of Myworldstuffs.com. I Offer in-Depth Articles and Guides that Help you to Understand Various Financial Concepts.
