The Aditya Birla SBI Card, a collaborative effort between the State Bank of India (SBI) and Aditya Birla Finance Ltd, is a lifestyle credit card available in two variants: ‘Aditya Birla SBI Card’ and ‘Aditya Birla SBI Card SELECT.’
This Visa-based card offers contactless technology, global acceptance at over 29 million outlets, reduced fraud risk, flexible payment options, add-on card facilities, 24/7 customer service, and features like Flexipay and mBuy.
Cardholders can benefit from rewards, fuel surcharge waivers, and lounge access.
The card comes with fees like joining and renewal fees, cash advance charges, and more, and eligibility criteria include a minimum annual income of Rs. 2 lakh, an age between 21 to 60 years, and Indian residency.
Aditya Birla SBI Card Benefits
The Aditya Birla SBI Card offers a host of features and benefits to enhance your financial convenience and security. With contactless technology, transactions are a breeze, reducing the risk of fraud or card loss.
This Visa-powered card boasts global acceptance, usable at over 29 million outlets worldwide. Plus, it ensures peace of mind with 24/7 SBI Card Helpline and Visa Global Customer Assistance Services in emergencies, even during international travels.
The card provides payment flexibility and extended credit options. You can share its power with family members through add-on cards. Additionally, enjoy cash withdrawals from a vast network of ATMs globally.
For ATM usage, memorize your PIN, never share it, and follow the machine’s instructions. Safety and convenience go hand in hand with Aditya Birla SBI Card.
Never forget utility bill payments with the Easy Bill Pay facility, offering automatic payments or online options. Save with balance transfer plans and shop with confidence using Flexipay.
Moreover, mBuy allows mobile shopping, while SBI Card Alerts keep you informed about your credit card status.
This card even offers insurance options for added security and assistance products at affordable rates.
| Fees | Charges |
|---|---|
| Joining Fee (One-time) | Rs. 499 + applicable taxes |
| Renewal Fee (Per annum) | Rs. 499 + applicable taxes (From the second year onwards) |
| Add-on Fee (Per annum) | Nil |
Aditya Birla SBI Card eligibility
To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.
- Age typically between 21 and 60 years.
- Minimum income requirement (varies by card variant).
- Good credit history and credit score.
- Indian resident or Non-Resident Indian (NRI) status.
- Employment status (salaried or self-employed).
- Valid address proof.
- Existing relationship with SBI (sometimes considered).
Documents Required
- Identity Proof:
- Aadhar Card
- Passport
- Voter ID
- PAN Card
- Driver’s License
- Address Proof:
- Aadhar Card
- Passport
- Voter ID
- Utility Bill (electricity, water, gas, etc.) not more than 2-3 months old
- Bank Statement or Passbook with the latest entries
- Income Proof:
- Salary Slips (for salaried individuals)
- Income Tax Returns (ITR) or Form 16 (for salaried individuals)
- Bank Statements (for self-employed individuals)
- Recent passport-size color photographs may be required for card processing.
- You’ll need to fill out the SBI credit card application form with accurate information.
- In some cases, SBI may request additional documents, such as a business registration certificate or proof of income for self-employed individuals.
How to apply Aditya Birla SBI Card?
Read the terms and conditions before applying for Aditya Birla SBI Card. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.
Online Application for SBI Credit Card:
- Visit the SBI Card Website (www.sbicard.com).
- Browse through available credit card options.
- Select “Apply Now” next to your chosen credit card.
- Fill in the online application form with personal, contact, employment, and financial details.
- Upload required documents like identity proof, address proof, income documents, and photographs.
- Review your information and submit the application.
- Track your application status online.
Offline Application for SBI Credit Card:
- Visit a nearby SBI branch.
- Request an SBI credit card application form from bank staff.
- Fill in the form with personal and financial information.
- Attach copies of identity proof, address proof, income documents, and photographs.
- Submit the completed application form to the bank.
- Inquire about your application’s status through the branch or customer service.
What is the Aditya Birla SBI Card?
The Aditya Birla SBI Card is a credit card collaboration between Aditya Birla Finance Ltd and the State Bank of India (SBI), offering various features and benefits.
What is the use of Aditya Birla SBI Card?
The Aditya Birla SBI Card can be used for shopping, credit, cash withdrawals, contactless payments, earning rewards, emergency assistance, sharing with family members, and balance transfers.
How can I apply for an Aditya Birla SBI Card?
You can apply for the card through the official website or by visiting an SBI branch. The application process typically involves providing your personal and financial information.
What rewards and benefits come with the Aditya Birla SBI Card?
The card offers rewards, discounts, and benefits across different categories like shopping, dining, entertainment, and more. Specific benefits may vary based on the card variant.
What are the eligibility criteria to apply for the Aditya Birla SBI Card?
Eligibility typically involves factors like age, income, and residency. Common requirements include being a resident of India, having a minimum annual income, and falling within a certain age range. Specific criteria may vary based on the card variant.
Hey, I’m Ratiranjan Singha, the Creator of Myworldstuffs.com. I Offer in-Depth Articles and Guides that Help you to Understand Various Financial Concepts.
