SBI Card ELITE Apply Online | SBI Card Details

SBI Card ELITE is a premium credit card offered by SBI (State Bank of India) in collaboration with Visa. It is designed to cater to the lifestyle and financial needs of discerning customers who seek exclusive privileges and benefits.

This credit card offers a range of features such as contactless payments, global acceptance at millions of outlets worldwide, fuel surcharge waivers, fraud liability cover, emergency card replacement, and much more.

SBI Card ELITE is known for its security features, including chip and pin technology, and it provides cardholders with access to a host of services and offers.

It comes with an annual fee and renewal fee, making it suitable for individuals who appreciate luxury and convenience in their financial transactions.

Annual Fee (one-time)Rs. 4,999
Renewal Fee (per annum)Rs. 4,999 from the 2nd year
Add-on Fee (per annum)Nil

SBI Card ELITE: Benefits

Make daily purchases swiftly by simply waving your SBI Card ELITE at a secure reader. It’s fast, convenient, and eliminates the need for physical card swiping or cash transactions.

Enjoy the convenience of using your SBI Card ELITE at over 24 million outlets worldwide, including 3,25,000 outlets in India.

Get a 1% fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 4,000 at any petrol pump across India. Maximize your savings on fuel expenses.

Benefit from complimentary credit card fraud liability cover of Rs. 1 lakh. This coverage is applicable from 48 hours before reporting the loss to 7 days after reporting it.

In case your card is lost or stolen, get it replaced anywhere in the world. A 24×7 helpline ensures emergency card replacement, even during international travel.

Empower your family by providing add-on cards for your parents, spouse, children, or siblings above 18 years.

Access cash conveniently from over 1 million Visa, Mastercard, or American Express ATMs worldwide.

Enjoy enhanced security against counterfeiting and skimming with the chip and pin-enabled SBI Card ELITE.

Simplify bill payments for electricity, telephone, mobile, and other utilities using the Easy Bill Pay facility on your SBI Card Elite.

Convert transactions over Rs. 2,500 into easy monthly installments, providing flexibility in managing your expenses.

Save money by transferring outstanding balances from other bank credit cards to your SBI Card ELITE. Avail lower interest rates and pay back in EMIs.

SBI card elite eligibility

To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.

  • Age typically between 21 and 60 years.
  • Minimum income requirement (varies by card variant).
  • Good credit history and credit score.
  • Indian resident or Non-Resident Indian (NRI) status.
  • Employment status (salaried or self-employed).
  • Valid address proof.
  • Existing relationship with SBI (sometimes considered).

How to apply SBI Card ELITE?

Read the terms and conditions before applying for SBI Card ELITE. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.

Online Application for SBI Credit Card:

  • Visit the SBI Card Website (
  • Browse through available credit card options.
  • Select “Apply Now” next to your chosen credit card.
  • Fill in the online application form with personal, contact, employment, and financial details.
  • Upload required documents like identity proof, address proof, income documents, and photographs.
  • Review your information and submit the application.
  • Track your application status online.

Offline Application for SBI Credit Card:

  • Visit a nearby SBI branch.
  • Request an SBI credit card application form from bank staff.
  • Fill in the form with personal and financial information.
  • Attach copies of identity proof, address proof, income documents, and photographs.
  • Submit the completed application form to the bank.
  • Inquire about your application’s status through the branch or customer service.

What is SBI Elite Card?

The SBI Elite Card is a premium credit card offered by the State Bank of India (SBI). It is designed to cater to the lifestyle and financial needs of individuals who seek exclusive privileges, rewards, and benefits. This card provides access to a range of features, including travel benefits, dining rewards, and more, making it a top choice for those looking for a premium credit card experience.

Is SBI Elite card worth it?

The worthiness of the SBI Elite card depends on your spending patterns, lifestyle, and how well you can maximize its benefits. If you frequently travel, dine out, and use the card’s exclusive privileges, it can offer significant value. The card provides benefits such as complimentary lounge access, rewards on shopping, and fuel surcharge waivers. To determine if it’s worth it for you, assess your financial needs and usage preferences.

What is the annual fee for SBI Elite card?

As of the last available information, the SBI Elite Card had an annual fee of Rs. 4,999. This fee may be subject to change, and there could be additional charges like renewal fees. It’s advisable to check the latest fee structure on the official SBI Card website or contact SBI Card customer support for the most up-to-date information.

Is SBI Elite a premium card?

Yes, the SBI Elite Card is considered a premium credit card. It offers a range of premium benefits, including access to airport lounges, exclusive discounts at select merchants, and rewards on various categories of spending. The premium features and privileges associated with this card cater to individuals seeking an elevated credit card experience.

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