SBI Card ELITE Advantage Apply Online | SBI Card Details

The SBI Card ELITE Advantage is a prestigious credit card offering by the State Bank of India (SBI). It caters to individuals seeking an elevated banking experience with exclusive privileges and features.

This premium card is designed to simplify transactions and enhance financial convenience, ensuring that cardholders have access to a range of valuable benefits.

SBI Card ELITE Advantage Benefits

Contactless AdvantageComplete payments swiftly by waving the card near a secure reader, eliminating the need for handing over the card or using cash.
Global AcceptanceAccepted at over 24 million establishments worldwide, including 3,25,000 outlets in India, for domestic and international transactions.
Fuel Surcharge WaiverEnjoy a 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 4,000 at fuel stations in India, with a maximum waiver of Rs. 250 per statement cycle.
Credit Card Fraud Liability CoverComplimentary coverage of Rs. 1 lakh for unauthorized transactions, spanning 48 hours before reporting card loss to 7 days after reporting it.
Emergency Card Replacement24×7 emergency card replacement services, ensuring uninterrupted access to credit in case of card loss or compromise.
Add-on CardsEmpower family members by obtaining supplementary cards for parents, spouse, children, or eligible siblings above 18 years of age.
Cash Access Across the WorldCash withdrawals from over 1 million Visa or Mastercard ATMs worldwide, providing easy access to cash during travels.
Enhanced SecurityChip and pin technology for heightened security against counterfeiting and skimming, safeguarding card transactions.
Easy Bill Pay FacilityConveniently settle utility bills like electricity, telephone, and mobile services using the Easy Bill Pay facility.
FlexipayConvert purchases into manageable monthly installments with the Flexipay feature.
Balance Transfer on EMITransfer outstanding balances from other credit cards to the SBI Card ELITE Advantage, offering lower interest rates and EMI flexibility.

The SBI Card ELITE Advantage stands as a beacon of sophistication and privilege, offering cardholders a remarkable blend of convenience and luxury.

Beyond the core benefits of the SBI Card ELITE, this elevated version unveils an array of additional privileges that redefine the credit card experience.

This elite card opens the doors to exclusive MasterCard and Visa privileges. Cardholders can revel in four rounds of complimentary green fee access while enjoying up to 50% off on golf games, all paired with a complimentary lesson each month at select golf courses across India.

Moreover, the card brings savings of up to 10% on Hertz car rentals and up to 35% on Avis Car Rentals. It extends its influence across 900 luxury hotels globally, granting travelers unmatched hospitality experiences.

The card also rewards travelers with up to 10,000 miles per night on hotel stays, with an additional 25% bonus miles when booked through

With SBI Card ELITE Advantage, mundane daily purchases transform into swift, hassle-free experiences. The card’s contactless feature allows users to effortlessly complete transactions by simply waving the card near a secure reader.

This not only expedites payments but also enhances security, as the card never leaves the cardholder’s hand during a transaction, minimizing the risk of loss or fraud due to counterfeit activities.

Additionally, it offers unparalleled convenience for small-ticket purchases, eliminating the need for physical currency.

The SBI Card ELITE Advantage knows no borders, with acceptance at over 24 million establishments worldwide, including a vast network of 3,25,000 outlets within India. Whether traveling abroad or making domestic purchases, this card ensures seamless transactions.

SBI Card ELITE Advantage
Annual Fee (one-time)Rs. 4,999
Renewal Fee (per annum)Rs. 4,999 from the second year onwards
Add-on Fee (per annum)Nil
Fees and ChargesFor information regarding fees and other
applicable charges, please refer to the Most
Important Terms & Conditions
Order of Payment SettlementAll payments made for a cardholder account
will be settled in the order of Minimum
Amount Due (inclusive of all applicable
taxes + EMI on EMI based products + 5% of
Total Outstanding), Fees & Other Charges,
Interest charges, Balance Transfer
Outstanding, Purchase Outstanding, and Cash
Things to Know– Cheques payable outside clearing zones
are not accepted. Payments should be made
through local cheques or drafts payable in
Delhi only.
– All taxes will be charged as applicable
on all the above Fees, Interest & Charges.
– Continued use of the card will be deemed
acceptance of any amendments.

SBI Card ELITE Advantage eligibility

To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.

  • Age typically between 21 and 60 years.
  • Minimum income requirement (varies by card variant).
  • Good credit history and credit score.
  • Indian resident or Non-Resident Indian (NRI) status.
  • Employment status (salaried or self-employed).
  • Valid address proof.
  • Existing relationship with SBI (sometimes considered).

Documents Required

  • Identity Proof:
    • Aadhar Card
    • Passport
    • Voter ID
    • PAN Card
    • Driver’s License
  • Address Proof:
    • Aadhar Card
    • Passport
    • Voter ID
    • Utility Bill (electricity, water, gas, etc.) not more than 2-3 months old
    • Bank Statement or Passbook with the latest entries
  • Income Proof:
    • Salary Slips (for salaried individuals)
    • Income Tax Returns (ITR) or Form 16 (for salaried individuals)
    • Bank Statements (for self-employed individuals)
  • Recent passport-size color photographs may be required for card processing.
  • You’ll need to fill out the SBI credit card application form with accurate information.
  • In some cases, SBI may request additional documents, such as a business registration certificate or proof of income for self-employed individuals.

How to apply SBI Card ELITE Advantage?

Read the terms and conditions before applying for SBI Card ELITE Advantage. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.

Online Application for SBI Credit Card:

  • Visit the SBI Card Website (
  • Browse through available credit card options.
  • Select “Apply Now” next to your chosen credit card.
  • Fill in the online application form with personal, contact, employment, and financial details.
  • Upload required documents like identity proof, address proof, income documents, and photographs.
  • Review your information and submit the application.
  • Track your application status online.

Offline Application for SBI Credit Card:

  • Visit a nearby SBI branch.
  • Request an SBI credit card application form from bank staff.
  • Fill in the form with personal and financial information.
  • Attach copies of identity proof, address proof, income documents, and photographs.
  • Submit the completed application form to the bank.
  • Inquire about your application’s status through the branch or customer service.

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