SBI Card PULSE Apply Online | SBI Card Details

SBI Card Pulse is a credit card offered by the State Bank of India (SBI). It is designed to provide cardholders with a range of benefits and rewards for their spending.

The card offers features such as reward points for specific spending categories, welcome bonuses, health benefits, lounge access, milestone benefits, insurance coverage, fuel surcharge waivers, contactless payment options, and more.

Cardholders can use it globally at millions of outlets and can also avail of additional cards for family members. SBI Card Pulse aims to enhance the overall shopping and payment experience for its users.

SBI Card ELITE: Benefits

SBI Card Pulse offers a range of attractive benefits to its cardholders. You can earn 10 Reward Points for every Rs. 100 spent on categories like Chemist, Pharmacy, Dining, and Movies, while other expenses earn you 2 Reward Points per Rs. 100.

These points can be redeemed to pay off your credit card balance or select gifts from a wide array of choices.

As a welcome bonus, you’ll receive a Noise ColorFit Pulse 2 Max Smart Watch worth Rs. 5,999 upon payment of the joining fee. The card also provides health benefits, including a 1-year FITPASS PRO and Netmeds First complimentary membership, renewable annually.

Additionally, cardholders can enjoy 8 Domestic Lounge accesses per year and milestone benefits like a Rs. 1,500 voucher for achieving retail spends of Rs. 4 lakh in a year.

The card offers air accident and fraud liability cover, 1% fuel surcharge waiver, and the convenience of contactless payments. You can use it at over 24 million outlets worldwide, and add-on cards are available for your family members.

Cash withdrawals from VISA ATMs, utility bill payments, Flexipay for converting transactions into EMIs, and Easy Money for cash drafts are also part of the package.

Annual Fee (one-time)Rs. 1,499 + Taxes
Renewal Fee (per annum)Rs. 1,499 + Taxes from the second year onwards. Renewal Fee reversed if annual spends for the last year >= Rs. 2,00,000.
Add-on Fee (per annum)Nil

SBI Card Pulse eligibility

To ensure that you meet the current eligibility criteria and to get the most accurate information, visit the official SBI Card website or contact SBI Card customer support before applying.

  • Age typically between 21 and 60 years.
  • Minimum income requirement (varies by card variant).
  • Good credit history and credit score.
  • Indian resident or Non-Resident Indian (NRI) status.
  • Employment status (salaried or self-employed).
  • Valid address proof.
  • Existing relationship with SBI (sometimes considered).

How to apply SBI Card Pulse?

Read the terms and conditions before applying for SBI Card Pulse. The application process may vary slightly depending on your location and the latest procedures, so it’s a good idea to check the official website or contact SBI Card customer support for the most up-to-date information.

Online Application for SBI Credit Card:

  • Visit the SBI Card Website (
  • Browse through available credit card options.
  • Select “Apply Now” next to your chosen credit card.
  • Fill in the online application form with personal, contact, employment, and financial details.
  • Upload required documents like identity proof, address proof, income documents, and photographs.
  • Review your information and submit the application.
  • Track your application status online.

Offline Application for SBI Credit Card:

  • Visit a nearby SBI branch.
  • Request an SBI credit card application form from bank staff.
  • Fill in the form with personal and financial information.
  • Attach copies of identity proof, address proof, income documents, and photographs.
  • Submit the completed application form to the bank.
  • Inquire about your application’s status through the branch or customer service.

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